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Club De La Amistad Group
In this Group: Edugeni Giovanna, Francisca, Leandro, Leonarda, Olivia Ursula, Maria Nelith, Judith Diana, Margarita

Update on Club De La Amistad Group

The “Club De La Amistad” communal bank is made up of eight members who make their living in a variety of commercial activities. Francisca is one of the members. For more than 18 years Francisca has made her living selling groceries. Her secondary activity is in the manufacture of clothes.

She is seeking the loan to continue investing in her business, by buying rice, oil and sugar. At 42 years of age, Francisca feels full of energy to continue working. Francisca is separated from her partner and has one dependent child. The “Club De La Amistad” group is grateful to the Kiva loan lenders for the loan given. Francisca is the first lady on the right-hand side and is wearing the green bag.
View original language description ↓
La Alcancía Comunal “Club De La Amistad” conformada por 08 socios dedicada a distintas actividades de comercio. Siendo Francisca una de las integrantes. Hace más de 18 años que Francisca se dedica a la venta de abarrotes. Como actividad segundaria se dedica a la confección de prendas de vestir. Solicitó el crédito para seguir invirtiendo en su negocio la cual comprará arroz, aceite y azucar. A sus 42 años Francisca se siente con todas las energías de seguir trabajando. Francisca es separada con 01 hijo dependiente. El grupo “Club De La Amistad” agradece a los inversionistas Kiva por el crédito brindado. Francisca es la primera del lado derecho y lleva puesto bolsa verde.

Previous Loan Details

This is the “El Club De La Amistad” group, made up of nine hard-working members, who have been gradually improving their situation over the course of time. Margarita is 49, married and has four grown-up children. She has had a small grocery store in her home for two years. This business came ... More from Club De La Amistad Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 78
    View loans »
    Peru Loans Fundraising
  • $61,828,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Club De La Amistad Group's $6,350 loan helped a member to buy rice, oil and sugar.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 7, 2014
Apr 21, 2014
Currency Exchange Loss:
Sep 17, 2014