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Reina Eduviges
Reina, 41, earns a living working as a domestic employee, doing washing and ironing. For eight years she has worked in this field and been able to support her household. In an aim to improve her living conditions she has decided to request a loan through FUSAI to build a hallway and small bedroom in her house. She needs to buy materials such as metal sheeting, cement, sand, gravel, brick and iron. She hopes to receive the loan so she can proceed with the renovation project as soon as possible.
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Reina tiene 41 años de edad y se gana la vida por medio de la prestación de servicios domésticos como lavado y planchado. De esta forma es como desde hace 8 años se gana la vida y mantiene la economía de su hogar. con el deseo de mejora sus condiciones de vida ha tomado la decisión de solicitar este crédito a FUSAI para invertir en la construcción del corredor de la vivienda y para construir un pequeño cuarto dormitorio para lo cual necesita comprar materiales como: lámina galvanizada, cemento, arena, grava, ladrillo y hierro. Espera poder contar con este financiamiento y así poder proceder a la construcción de las mejoras lo antes posible.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 489
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Reina Eduviges to buy metal sheeting, cement, sand, gravel, brick and iron to build a hall and bedroom.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 21, 2014
Currency Exchange Loss:
Dec 17, 2015