A loan of $1,450 helped to pay for equipment and materials for the bakery.


Anna's story

Anna runs a small bakery. She makes Armenian traditional bread and sells it locally.

Anna lives in Aygeshat village with her husband, two children (12 and 10 years old), mother-in-law and sister-in-law.

Anna works hard to run her bakery in a sustainable way so her family will be able to sustain its living. By applying for this loan, she asks for financial support to be able to purchase equipment and materials needed for her bakery. Anna has been approved for a loan within the framework of a new joint initiative between Kiva and SEF International. The start-up loan program provides business start-up loans with soft conditions to informal businesses that do not have access to credit products.

She will be very thankful to Kiva lenders if they support her business.



Loan details


Lenders and lending teams



Loan details