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Update on Arlene

Arlene is a married mother with a child. She works selling shoes and slippers in the Philippines and also earns additional income from selling firewood and soft-drinks. Arlene works hard to support her family. She has been sustaining her business activities with her previous 11 loans through NWTF and Kiva.

Arlene is requesting a 55,000 PHP loan through NWTF to buy more stocks of shoes and slippers to offer for sale. She hopes that her hard work will help her attain her dream of saving enough money to expand her business and repair her family's home.

Previous Loan Details

Arlene is 42 years old and married with one kid who is in school. She is a very hardworking entrepreneur. Arlene has a business selling firewood in the Philippines. Arlene requested a 50,000 PHP loan amount through NWTF in order to purchase more stock of firewood to sell. Arlene has been in... More from Arlene's previous loan »

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Philippines

  • $7,000
    Average annual income
  • 395
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 44.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Arlene to buy more stocks of shoes and slippers to offer for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 26, 2014
Apr 14, 2014
Currency Exchange Loss:
Apr 18, 2015