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Urunisa is 64 years old, widowed, and has an adult son who actively helps her farm. Urunisa has a high school education, and is the main breadwinner for her family through her work in livestock, which she began 16 years ago, with a purchase of one cattle for 10,000 som (KGS). Determination and hard work have allowed Urunisa to develop her farm to have two dairy cows. The monthly income is 10,000 com (KGS). Urunisa joined the group "Bereke" with two other people. As a result, there are three of them. Urunisa is the leader of the group. In order to develop their economy, Urunisa asked the bank "Bai-Tushum" for a loan to purchase sheep to increase their livestock. With the income from the credit Urunisa plans to invest in further increasing the amount of domestic animals, and plans to save enough to improve conditions for the livestock.
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Урунисе 64 года, вдова, есть взрослый сын, который активно помогает матери по хозяйству. У Урунисы - среднее образование, в качестве основного дохода для своей семьи Уруниса занимается животноводством, стартовав 16 лет назад, с покупки скота на 10,000 сом (KGS). Целеустремленность и упорный труд позволили Урунисе развить свое хозяйство до 2 дойных коров. Ежемесячный доход составляет 10,000 сом (KGS). Уруниса входит в группу "Береке". В целях дальнейшего развития своего хозяйства, Уруниса обратилась в Банк "Бай-Тушум" за кредитом на покупку овец для увеличения поголовья скота. Доходы от кредита Уруниса планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на улучшение условий для содержания скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Urunisa to buy sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 12, 2014
Apr 22, 2014
Currency Exchange Loss:
Jul 17, 2015