Update on Ulda ManuelaUlda is a part of the Génesis credit group. She lives in the city of Cuenca. This city is visited frequently because of its historic center, for which is was named a World Heritage Site in december of 1999. It is bathed in 4 rivers and its culture, traditions and cuisine captivate its own people and others.
Ulda is 36 years old. She is married and from her marriage has 2 children, aged 14 and 4. Her oldest son is in high school and her husband is an attorney. The house they live in was lent to them by relatives. Ulda does the housework, but in order to contribute to the household budget, she also works as a cashier. She sells cosmetics via catalog and also raises animals. It is going well for her and she hopes to continue growing in this business. She invested her previous loan in cosmetics. Her new loan will also be invested in buying cosmetics on sale so she can keep growing in her business. She likes her credit group because of the friendship that there is in the group. They always support each other and give each other a hand so they can get ahead and achieve their goals.
La Señora Ulda tiene 36 años de edad, está casada y en su unión conyugal ha concebido 2 hijos de 14 y 4 años de edad, su primer hijo estudia en el colegio, su esposo es de profesión Abogado, la casa en la que viven es prestada de unos familiares.
Doña Ulda se dedica a los quehaceres de su hogar pero para aportar a la economía de su hogar trabaja como cajera, vende cosméticos por catalogo y también en la cría animales, le va bien y espera continuar creciendo en este negocio. Su crédito anterior lo invirtió en cosméticos, su nuevo crédito también va a invertir en la compra de cosméticos de oferta para seguir creciendo en el negocio. Su grupo de crédito le gusta por la amistad que hay dentro del grupo, siempre se apoyan y todas se dan una mano para salir en adelante y cumplir sus metas.
Previous Loan DetailsUlda has been a part of the Génesis credit group for a year and a half. During that time, she has been able to establish a very good friendship with all of the members of the group. They are more like a family that supports each other unconditionally. She lives on the outskirts of the city of Cue... More from Ulda Manuela's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Mar 24, 2014
- Apr 22, 2014
- Currency Exchange Loss:
- Oct 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.