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Jose Neftali
José, 35, has earned a living for several years growing corn and beans. He sells his products in distribution centers that buy and sell basic grains. He lives in his own house with his life partner and his youngest child.

José's requesting a loan to buy seeds, fertilizer, soil amendments, pest controls, herbicide, and other agricultural inputs. He'll keep on growing what earns him a good profit so he can provide his family with better economic stability.
View original language description ↓
Jose de 35 años de edad se dedica desde hace varios años a la siembra maíz y frijol, comercializa sus productos en las agencias de compra-venta de granos básicos, vive en casa propia con su compañera de vida y su hijo menor de edad, Jose esta solicitando un crédito para la compra de insumos agrícolas como: semillas, fertilizantes, abonos, controles de plagas, herbicidas, etc. y asi seguir con sus siembras que le dejan buenas ganancias, para poderle dar a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 409
    View loans »
    El Salvador Loans Fundraising
  • $31,303,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jose Neftali to buy seeds, fertilizer, soil amendments, pest controls, herbicide, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 22, 2014
Apr 20, 2014
Currency Exchange Loss:
Apr 17, 2015