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Jose Santiago
Jose, 55 years old, lives alone in his own house. Since he was little, he has worked in farming planting maize and beans and this has given him the necessary experience to produce a good harvest. When the harvest is ready, it is stored in bags as is shown in the photo in order to then take to sell in different markets found near to his residence. Jose is requesting a loan to buy chemical and organic fertilizers, pest control, herbicides, etc. and be able to continue with his plantings in order to have a better quality of life.
View original language description ↓
Jose de 55 años de edad vive solo en casa propia, desde pequeño trabaja en la agricultura siembra maíz y frijol y eso le ha dado la experiencia necesaria para realizar una buena siembra, cuando ya esta lista la cosecha la almacena en sacos así como muestra la fotografía, para luego salir a comercializarla en los diferentes mercados que se encuentran cerca de su lugar de residencia, Jose está solicitando un crédito para la compra de fertilizantes, abonos, controles de plagas, herbicidas, etc. y poder seguir con sus siembras para tener una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 561
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Jose Santiago to buy chemical and organic fertilizer, pest control, herbicides, etc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Mar 10, 2014
Apr 20, 2014
Currency Exchange Loss:
Mar 26, 2015