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The client is 24 years old and lives in his own house with his mother, wife and son. He makes a living selling fruits and vegetables in the market that is close to his house. It is a very busy area and for this reason he has a fixed clientele. With the earnings from his sales he is able to pay for his household expenses.

The client is requesting a loan to buy fruits and vegetables at wholesale and thus have more products to commercialize and attend to his customers better, since his business depends on them to stay afloat, and thereby give his family what they need without any limitations.
View original language description ↓
El cliente de 24 años de edad vive en casa propia con su madre, su esposa y su hijo, el se dedica a la venta de fruta y verdura, en el mercado que se encuentra cerca de su casa, es una zona muy transitada por esa razón posees clientela fija, con lo que obtiene de sus ventas logra solventar los gastos que se le presentan en su hogar, el cliente esta solicitando un crédito para la compra de frutas y verduras por mayor y asi poder tener mas productos que comercializar y atender mejor a sus clientes ya que de ellos depende que su trabajo salga a flote y asi darle a su familia lo que necesitan sin limitación alguna.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 700
    View loans »
    El Salvador Loans Fundraising
  • $29,614,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy fruit and vegetables at wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 10, 2014
Apr 20, 2014
Currency Exchange Loss:
May 17, 2015