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Jose Luis
Jose is 45 years old. He has worked for several years growing corn. He sells his product in the different markets close to his residence. This is how he is able to support his home and pay for any expenses. He lives with his family in their own home. Jose is asking for a loan to buy agricultural materials he needs, such as: fertilizer, pest control, seeds, herbicides, etc. as well as improve the land where he plants his crops. This will make his get better harvests and obtain better profits to give his family better financial stability.
View original language description ↓
Jose de 45 años de edad se dedica desde hace varios años a la siembra de maíz, comercializa sus productos en los diferentes mercados que se encuentran cerca de su lugar de residencia, de esa manera es como el puede llevar el sustento a su hogar y solventar los gastos que se le presentan, vive con su grupo familiar en casa propia, Jose está solicitando un crédito para la compra de los insumos agrícolas necesarios como: fertilizantes, abonos, controles de plagas, semillas, herbicidas, etc. y mejorar el terreno donde desea realizar la siembra para poder cosechar mejores cultivos y poder obtener mejores ganancias para darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 581
    View loans »
    El Salvador Loans Fundraising
  • $31,714,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Jose Luis to buy fertilizer, pest control, seeds, herbicide, etc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 7, 2014
Apr 20, 2014
Currency Exchange Loss:
Mar 26, 2015