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The borrower, 26 years old, has had a small store for several years. It is located in her place of residence, where she sells staple foods, soft drinks, eggs, soups, candy, sweets, etc. She has an established clientele due to the variety of her products and her good prices. With the sales she makes, she is able to cover the expenses of her household. She lives in her own house with her husband and daughter.

The borrower is requesting a loan to buy more merchandise to stock her store, so she can make better profits to have a better quality of life with her family.
View original language description ↓
La clienta de 26 años de edad posee desde hace varios años una pequeña tienda ubicada en su lugar de residencia donde comercializa granos básicos, refrescos, huevos, azúcar, sopas, golosinas, dulces, etc. tiene clientela ya establecida por la variedad de sus productos y los buenos precios, con las ventas que realiza logra solventar los gastos que se le presentan en su hogar, vive en casa propia con su esposo y su hija, la clienta está solicitando un crédito para la compra de mas mercadería para surtir su tienda y así poder tener mejores ganancias para tener junto con su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 731
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy staple foods, soft drinks, eggs, sugar, soups, candies, sweets, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 27, 2014
Apr 20, 2014
Currency Exchange Loss:
Jan 17, 2015