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Señor De Huanca Milagroso Group
In this Group: Rosana, Elizabeth*, Danery Melissa, Helmut Cesar, Helen Roxana, Genara, Klever, Luz Marina, Carolay Emily, Percy
* not pictured

Update on Señor De Huanca Milagroso Group

These communal bank members belong to the communal bank "Señor de Huanca Milagroso." This bank is located in the district of Cusco, which belongs to the province of Cusco and department of Cusco.

One of the members, Genara, is 72 years old. She has five children and is a widow. She alternates her daily activities with her business, a grocery store. She sells basic products such as milk, rice, and sugar, among other items. She also sells fruit in her business. She has had this business for quite a while, and it is going well for her, thanks to the effort that she puts into her business every day. She wants to be able to continue working so that in this way she can continue helping her family.

She is applying for the loan to buy sugar and rice.

The other members work in businesses such as selling wine, selling fruit, school transport, handicrafts, and a restaurant. The member who is adjacent in the photo asked permission to arrive late for the meeting because of work reasons.

The communal bank member is grateful to those who form part of this dream through this means, and she promises to make her payments on the established schedule.
View original language description ↓
Los socios pertenecen al banco comunal “Señor De Huanca Milagroso”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia Genara tiene 72 años de edad tiene 05 hijos y es viuda, la socia alterna sus actividades diarias con el negocio de tienda de abarrotes, la socia vende productos de primera necesidad como leche, arroz, azúcar entre otros, la socia a la vez vende fruta en su negocio, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que e pone cada día su negocio, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.

La socia solicita el crédito para la compra de azúcar y arroz.

Los otros socios se dedican al negocio de venta de vinos, negocio de venta de frutas, movilidad escolar, artesanía, negocio de restaurante.
La socia que sale adjunta en la foto pidio permiso para llegar tarde a la reunion por motivos de trabajo.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The members belong to the Señor de Huanca Milagroso communal bank located in the district of Cusco, province of Cusco, and department of Cusco. Elizabeth, 45, was born in Cusco and lives in the same city. She's married and has two children from this beautiful relationship. She's a lawyer by pr... More from Señor De Huanca Milagroso Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 42
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Huanca Milagroso Group's $6,500 loan helped a member to buy sugar and rice for her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 14, 2014
Apr 19, 2014
Currency Exchange Loss:
Aug 17, 2014
This photo was used before for a previous loan for Señor De Huanca Milagroso Group. It was first posted on Kiva on May, 2013. Learn More