A loan of $1,825 helped to purchase two new commercial machines.

Tereza's story

Tereza, age 58, works making clothing in her home which is located south of the city, where she lives with her husband and her two grown children.

Her experience dates back 40 years, when she learned sewing from her mother without formal training, developing her aptitude and potential for mastery of this work. Her mother enrolled her in technical courses and she also enrolled her friends, so that they would learn together and become excited about this occupation. She worked with other seamstresses at age 23, and a short time later she became independent, starting out with her sewing machine, “Negrita ZZ”. Her husband helped her, supporting her enterprise by referring associates, neighbors, relatives, etc. to her.

Nowadays she assembles articles of clothing for various firms, and she also makes women’s shirts and dresses that are made to measure for each client, on her own. In her business she carries out all the activities involved in sewing--from the designing, cutting, preparation and assembling, to the finishing of the pieces--with the exception of the contract work that she does for the companies that send her cut pieces to assemble.

Currently she sells on a cash basis, and she works steadily from 6 in the morning until 10 at night; and depending on the contracts that she has for assembling, she extends her work week from Monday to Sunday. Her goal is to continue expanding her business and her intention is that her children will be able to take charge of the small dressmaking business. However, her biggest challenge is having sufficient working capital, so that she can achieve her dreams of prosperity soon.

She is requesting a CrediKiva loan, her first financing with the Fundación Mario Santo Domingo, with which she will purchase two new commercial machines, in order to increase her competitiveness and win more contracts that will add to her income. Thus, her clientele will be satisfied, as the quality of her products will improve with her excellent work, and her Kiva loan will be her means of achieving success.

Translated from Spanish by Kiva volunteer Eleanora Brennan

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