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Artemen is literally poor. He wants to buy a concrete machine and he needs financial help for this. He believes that lenders will show compassion, as they always do, and lend to him.

Artemen is an Egyptian Albanian from one of the most vulnerable ethnic groups of Albania. He is 39 years old and a father of three children who are 17, 9, and 8 years old. Artemen works in construction with a specialty in paving tiles and doing plaster work. His wife works on an hourly basis in a tobacco factory in the city of Korce, where they reside. In their city and the surrounding area there are touristic places to visit such as the ‘Old Bazaar’ and other artistic places. Flour starch is produced in large quantities in this city and also there are snail farms in suburbia.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 11
    View loans »
    Albania Loans Fundraising
  • $3,248,775
    Funds lent in using Kiva
  • 101.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Artemen to buy a concrete machine.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 4, 2014
Apr 11, 2014
Currency Exchange Loss:
Feb 20, 2015