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Henderson was born in Lima, where he lives with his mother and sister. His parents are separated. His mother's business selling newspapers is the only source of income for the family, and so Henderson would not be able to continue with his studies without the financial support of the Kiva lenders. His dream is to be able to complete his technical degree so that he could work to get ahead and help his mother and sister. In the future, he would like to get university credit for his studies, so that he can become a professional in the industrial sector.

Henderson thanks the Kiva lenders for the support that they are providing to him and to all of the young people. He's convinced that there is no better investment than education to promote development.
View original language description ↓
Henderson nació y vive con su madre y hermana en Lima, proviene de una familia de padres separados, el trabajo de su madre vendiendo periódicos es la única fuente de ingresos familiares, por lo que continuar con sus estudios seria imposible sin el apoyo económico de los prestamistas de Kiva. Su sueño es poder concluir su carrera técnica y trabajar para ayudar a su madre y hermana y salir adelante. Mas adelante le gustaría convalidar sus estudios en una universidad para poder profesionalizarse en el ramo industrial. Henderson agradece a los prestamistas de Kiva por el apoyo que le otorgan a el y a todos los jóvenes, convencido de que no existe mejor inversión que la educación para el desarrollo de los pueblos.

Additional Information

More information about this loan

This loan is structured on as a bullet-loan, or featuring only a single payment at the end of the loan term. Kiva's partner IPFE offers students an optional grace period and flexible repayment schedule, as their capacity to repay is limited and often unpredictable during the course of their studies. This means that although this student client is likely to make a number of small, gradual repayments over the course of his or her loan term, Kiva and IPFE are unable to project when exactly these will occur. Therefore, although these payments have not been factored into the repayment plan on Kiva, you will likely be reimbursed for a portion of this loan before the bullet payment at the end of the loan term.

About IPFE:

IPFE is a non-profit organization that was created to provide affordable credit facilities for students who want to gain access to quality higher education. IPFE benefits from a solid reputation with high profile personalities on its Board, which ensures solid ties to both the public and private sector in Peru.

IPFE seeks to expand its student loan portfolio by providing loans to the low-income population with the aim of securing jobs in the thriving technical industry. This will consequently lead to stronger economy and a lower unemployment rate in Peru.


About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,725 helped Henderson to finance his technical studies in industrial electronics.
60% repaid
Repayment Term
30 months (Additional Information)
Repayment Schedule
At end of term
Mar 15, 2014
Apr 29, 2014
Currency Exchange Loss: