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Utulivu Group
In this Group: Sebuchayi, Marie, Kabano, Magendo, Bernardine, Alexandrine, Valerie, Prascede, Solange, Odette, Mbavumoja, Mapendo, Josephine, Chantal, Rose, Christine, Darlose, Soko, Kale, Feza, Dorika, Jacqueline, Josephine, Kuzanwa, Odette, Colette, Marci, Furahafri, Ngusu, Kiswiri, Kabuo, Feza, Muvunga, Tumaini, Adidja, Muhire, Ntware, Bunakima, Madina, Sikujuwa, Nyabandu, Semi, Tasiviwe, Mwengeshali
Kuzanwa is a businesswoman and member of the business group Utulivu. An experienced entrepreneur, she is 35 years old and married with two children who both go to school.

Kuzanwa has been selling various medical products and medicines for the past 10 years. She conducts her sales from a local pharmacy. She initially launched her business with funding from her husband, a male nurse. She later turned to Hekima for financial support. This new loan will help her to buy 10 cartons of antibiotics, 10 cartons of anti-inflammatory drugs, some camphor ointments, gloves, plasters, tensiometers, thermometers, etc.

Kuzanwa’s hopes for the future are to bolster her capital, build a house, and provide for her children’s needs with respect to clothing, food and education.

Kuzanwa wishes to thank Hekima for helping entrepreneurs who cannot use the traditional banking system to become self-sufficient, especially in these post-war times in the Eastern region.
La cliente Kuzanwa est une femme d’affaires et membre d’une banque communautaire «Utulivu», entrepreneur expérimenté, âgée de 35 ans, mariée et mère de 2 enfants qui tous scolarisés. La cliente est vendeuse des divers médicaments. Il étale sa marchandise dans une pharmacie de la place. Elle commença ses affaires avec le fonds reçu de son mari. Son conjoint, lui aussi, est un infirmier. Plus tard, il bénéficia le prêt de l’IMF Hekima. Il y a 10 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 10 boites médicaments antibiotiques, 10 boites des antis inflammatoires, pommades camphrées, gants, sparadraps, tension mètres, thermomètres, etc. Ainsi, il souhaite accroitre son capital, construire une maison, scolariser, vêtir, et nourrir ses enfants. En définitif, elle remercie fortement Hekima pour l’autonomisation des hommes et femmes entrepreneurs non bancables, surtout; pendant ce moment critique, post conflits à l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,466,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Utulivu Group's $10,000 loan helped a member to buy 10 cartons of antibiotics, 10 cartons of anti-inflammatory drugs, some camphor ointments, gloves, plasters, tensiometers, thermometers, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 13, 2014
Apr 17, 2014
Currency Exchange Loss:
Aug 17, 2014