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Amis Group
In this Group: Betrice Akouan, Tchilatou, Akpene Elodie, Adjo, Adjovi, Celestine, Proper, Madeleine
Celestine has been a vendor since 1990. She works in Tokoin, a very centrally located neighborhood in Lomé, the capital of Togo, where she lives with her husband and three children. She is the leader of the Amis ["friends"] group composed of 10 people, who, in the team spirit, are all featured in the photo. She is displaying her wares in front of her house. She sells corn and also buys charcoal while stocking up on corn at the Agbelou market in order to offset her transportation costs.
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Célestine est commerçante depuis 1990, dans le quartier TOKOIN en plein centre de Lomé capitale du Togo où elle vit avec son mari et ses 3 enfants. Elle est responsable du groupe "AMIS" composé de 10 personnes qui par la solidarité figurent tous sur la photo. Elle a su exploiter la devanture la maison pour y installer ses produits. Commerçante de maïs, elle achète et vend les charbons de bois lors de son approvisionnement en maïs sur le marché d’AGBELOUVE afin d’amortir le coût du transport.
Les autre membres du groupe, achètent et vendent en gros et en détails des mèches, des pagnes, des objets en plastiques et bien d’autre.
Dans une même perspective, elles aimeraient par le crédit qu’elles sollicitent renforcer leur stock afin de maximiser sur le bénéficie en minimisant les coûts de transport.

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About Assilassimé

Assilassimé Solidarité (“Hand in Hand” in Ewe, the local language) is a nonprofit microfinance institution in Togo founded in 2012. The organization is distinguished in the Togolese microfinance landscape because it offers services only to vulnerable individuals in the Lomé area, particularly the disabled, single mothers, sex workers, people living with HIV, and widows. Kiva loans made through Assilassimé help some of Togo’s most vulnerable people, including the very poor, to start or grow businesses and establish stable livelihoods.

Because Assilassimé is a young microfinance institution that has yet to establish a track record, loans made through this organization carry a higher level of risk than typical loans on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $9,000,575
    Funds lent in using Kiva
  • 477.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD