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Ainagul is 23 years old, married, and is a mother to one child. Ainagul has a secondary education. Ainagul has been practicing livestock breeding and crop farming for four years already. She started this business with 15,000 som (KGS). Today, thanks to her responsibility and hard work, she currently has 3 milk cows on her farm, as well as a 0.84 hectare plot of land on which she primarily grows corn, potatoes, and cotton. She has all of the necessary conditions for housing cattle. Ainagul also sells dairy products. Her monthly income is 10,000 som (KGS). For the purpose of further developing her business, Ainagul turned to Microfinance Bank "Bai Tushum." She is requesting a loan to buy cows to increase the size of her herd as well as to increase her monthly income from selling dairy products. Ainagul plans to invest the earnings from the loan in the further acquisition of livestock. She also intends to save money to expand her barn and to carryout renovations on her house.
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Айнагул 23 года, замужем, мать одного ребенка. Образование у Айнагул среднее, уже 4 года занимается животноводством и полеводством, развитие своего бизнеса начала с 15,000 сомов (KGS). Сегодня, благодаря ее ответственности и трудолюбию у нее в хозяйстве есть уже 3 коровы и земельный надел, размером 0,84 ГА, где она выращивает в основном кукурузу, картошку, хлопок. Все условия для содержания скота имеются. Также Айнагул продает молочные продукты. Ежемесячный доход составляет 10,000 сомов (KGS). В целях дальнейшего развития своего хозяйства, Айнагул обратилась в Банк «Бай –Тушум» за кредитом на покупку коров для увеличения поголовья скота, также для увеличения ежемесячного дохода от продажи молочных продуктов. Доходы от кредита Айнагул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на расширение сарая и проведение ремонта в доме.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Ainagul to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 1, 2014
Apr 16, 2014
Currency Exchange Loss:
Jan 18, 2015