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Elvira is 33 years old. Together with her husband, she is raising two children. In 2008, Elvira began her own business of selling food products in a rented shop. She began this business with initial start-up capital in the amount of 50,000 som (KGS). Having been able to develop her business and attract loyal customers, Elvira has an average monthly income of 80,000 som (KGS). For the purpose of further increasing and expanding her business, Elvira turned to Microfinance Bank "Bai Tushum." She is requesting a loan to buy groceries wholesale for future retail sale. Elvira plans to use the earnings from the loan to increase her sales turnover. She also intends to save money to repair her apartment and buy a car.
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Эльвире 33 года. Совместно с супругом воспитывают двоих детей. В 2008 году, Эльвира начала бизнес в торговле продуктами питания в арендованном магазине, используя в качестве стартового капитала сумму в 50,000 сомов (KGS). Сумев развить свой бизнес и обретя постоянных клиентов, Эльвира имеет среднемесячный доход до 80,000 сомов (KGS). В целях дальнейшего увеличения и расширения своего бизнеса, Эльвира обратилась в Банк "Бай-Тушум" за кредитом для оптовой покупки продовольственных товаров для последующей розничной торговли. Доходы от кредита Эльвира планирует вложить в увеличение товарооборота и накопить деньги на ремонт квартиры и покупку легкового автомобиля.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Elvira to buy groceries wholesale for future retail sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 31, 2014
Apr 16, 2014
Currency Exchange Loss:
Oct 17, 2014