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Venera is 48 years old, unmarried and is raising a daughter. Venera has a secondary education. In 1996, Venera began practicing agriculture with initial start-up capital in the amount of 15,000 som (KGS). Currently, Venera has a milk cow and a bull calf on her farm, as well as a 2.44 hectare plot of land on which she annually grows potatoes and sows grains. Her monthly income is more than 10,000 som (KGS). For the purpose of further developing her farm, Venera turned to Microfinance Bank "Bai-Tushum." She requested a loan to buy cows. With the remainder of the loan, she plans to spend it on crop farming, specifically to buy high quality seeds and mineral fertilizers. These actions will allow her to increase her income and will afford her the opportunity to save money for her daughter's education.
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Венере 48 лет, не замужем, воспитывает дочь. У Венеры среднее образование, с 1996 года Венера стала заниматься сельским хозяйством, в качестве стартового капитала у нее было всего 15,000 сомов (KGS). Сегодня в хозяйстве у Венеры есть дойная корова и бычок, а также земельный надел размером 2,44 ГА, где она ежегодно выращивает картофель, сеет зерновые культуры. Ежемесячный доход составляет свыше 10,000 сомов (KGS). В целях дальнейшего развития своего хозяйства, Венера обратилась в Банк "Бай-Тушум" за кредитом на покупку коровы. А остальную часть заемных средств планирует потратить на полеводство, а именно закупить высококачественные семена и минеральные удобрения. Данные мероприятия позволят увеличить доход и дадут возможность накопить сбережения на образование дочери.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 40
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Venera to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 31, 2014
Apr 16, 2014
Currency Exchange Loss:
Jan 18, 2015