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Ebeneza Group
In this Group: Anness, Sophia, Prisca
Anness is a mother of six children, four of whom are still at school, two already grown. Anness is in her late thirties and married. She makes her family living by running two businesses; a genge (grocery store) selling fruits and vegetable. She also sells fabrics and sarongs which she sells on credit. She has been involved in these businesses for three years. She is able to make a good monthly profit.

From Tujijenge Tanzania, this is Anness' second loan, which she will use to buy stock for her businesses. She used the previous loan to replenish all of her businesses. Anness repaid, successfully, the entire loan. She earns an extra income which she uses to buy clothes for her children and to cover school bus expenses.

Anness saved some income and invests back into her business part of her business returns. She dreams to open a big shop selling dry food items. She will share this loan with her loan group, “EBENEZA", which totals three members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 49
    View loans »
    Tanzania Loans Fundraising
  • $15,727,250
    Funds lent in using Kiva
  • 1,633.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ebeneza Group's $575 loan helped a member to buy stock for her businesses.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 3, 2014
Apr 9, 2014
Currency Exchange Loss:
Jan 17, 2015