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Jenabudha Group
In this Group: Tulasi, Sukanti , Sukanti, Sukumari, Pushpanjali, Girija , Tikini, Malati, Ghasen , Labanya, Sumani, Bijaya Laxmi
Pushpanjali, 47 years old, is a married woman who lives in a remote village called Sripali near the M. Rampur block of Kalahandi district of Odisha, India. The lady standing in the front row, second from left with her hand raised is Pushpanjali. She lives with her husband. She is very energetic, hard working and enthusiastic and always devotes her time to getting her family ahead.

At present, she is running a tailoring shop in her locality very successfully. Her husband is also supporting her in his leisure time. Her husband is a mason to earn his livelihood. She is a very active lady who wants some extra income through her own efforts. At present, her family income is about Rs 6, 500 per month, which is not sufficient to maintain her family. During 2014, along with 11 other members of her locality, Pushpanjali formed a group.
It is the first time the group will take a loan from MSF. With the loan, Pushpanjali will purchase a sewing machine, a Pico machine and some thread to add to her business.

The other members of her group are doing a milk business, vegetable vending, a grocery shop, a hotel, a salon, a bookstore, a fancy shop, etc.

Additional Information

More information about this loan

Mahashakti Foundation focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for women living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About Mahashakti Foundation

Mahashakti Foundation is a public charitable trust that provides microfinance and development services in the low-income state of Odisha. Operating in the poorest region of India, the organization strives to serve rural communities, tribal groups and others living on less than USD$1 a day. In addition to microcredit, it also provides micro-savings and micro-insurance products, as well as business development, health, water and sanitation, and food security services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 120
    View loans »
    India Loans Fundraising
  • $6,155,000
    Funds lent in using Kiva
  • 59.9
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Jenabudha Group's $2,425 loan helped a member to purchase a sewing machine, a Pico machine and some thread.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 11, 2014
Apr 9, 2014
Currency Exchange Loss: