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Update on Nelma

Nelma helps her husband operate a tricycle transport business. Nelma has been engaged in her business for over nine years and earns a good income for the family's needs. She has five children and some are still studying. She has had to work double time in order to provide them with a better education than she had.

In 2010, Nelma joined GDMPC to gain access to financial services and to help improve her ability to engage in business activities. With her generated income, she has successfully repaid her previous loan used for repair. Recently, she took a new loan again to cover the costs for motorcycle repair. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

Previous Loan Details

Nelma T. is from the village of Inroad, Aurora Zamboanga Del Sur. She is 44 years old. Nelma is married and has 3 school-aged children. To make a living, Nelma operates a tricycle transport business. Nelma has been engaged in her business for over 7 years and earns approximately 10000 PHP a month... More from Nelma's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Philippines

  • $7,000
    Average annual income
  • 423
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 44.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Nelma to cover the costs of motorcycle repair.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 25, 2014
Apr 8, 2014
Currency Exchange Loss:
Apr 17, 2016