Update on Judith IsabelJudith is part of the Futuro Para Un Bienestar communal bank. She lives in the outskirts of the city of Cuenca. This city has a cold climate and architecture that has been a Cultural Heritage of Humanity site since December 1999.
Judith, age 50, is married, but she has no children. Her husband is a driver and works driving a bus. They live in their own house.
Judith works in her own grocery store. She devotes all of the time possible to her business in order to make it grow. She used the money from the previous loan to buy supplies to expand her business.
Her new loan is also to buy supplies to continue growing her store. She likes her communal bank because of the solidarity, friendship, and unity that exists among all of the members.
La Señora Judith tiene 50 años de edad, está casada pero no ha concebido hijos, su esposo es de profesión chofer y labora conduciendo un camión, la casa en la que viven es propia.
La Doña Judith se dedica a trabajar en una tienda de abarrotes que es de su propiedad, en este negocio le dedica todo el tiempo posible para crecer más en el negocio. El dinero de su crédito anterior lo invirtió en la compra de víveres para ampliar su negocio, su nuevo crédito también es para comprar víveres para seguir creciendo en su tienda. Su grupo de crédito le gusta por la solidaridad, amistad y unión que existe entre todas las socias.
Previous Loan DetailsJudith is in her second loan cycle which she is carrying out along with her friends and colleagues of the Futuro para un Bienestar (Future for well-being) communal bank. She very much likes this type of loan as it gives them the opportunity to chat more with her friends and neighbors, taking them... More from Judith Isabel's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Mar 17, 2014
- Apr 17, 2014
- Currency Exchange Loss:
- Oct 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.