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Nomathemba is a 24-year-old lady doing buying and selling of new and second hand clothes .She has been running her business for 3 years. Nomathemba is still single and she stays with her siblings and grandparents in Umzingwane district in Zimbabwe. When she is not working at her business, Nomathemba volunteers as a peer educator in her community and surrounding schools.

With the requested Kiva loan, Nomathemba plans to make bulk purchases of second hand and new clothes as they are in demand. This will assist her to make the purchases at lower costs and she will, thus, enjoy more profits. With the additional profits she intends expand her business and create employment for her community members. She also plans to go for tertiary education at a teachers' college and pay her fees using the profits.

Additional Information

More information about this loan

Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates

Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.

Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy. 

About Camfed

The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.

Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.


About Zimbabwe

  • $2,000
    Average annual income
  • 3
    View loans »
    Zimbabwe Loans Fundraising
  • $4,139,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD