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Hector Eduardo
Hector is 44 years old and very friendly and hard-working. He lives in his own house with his family. Hector works very hard on his plot of land, where he grows corn. Hector's products are of very high quality. He sells his goods in the different markets near to his home. Hector is applying for this loan from "Apoyo Integral" in order to have the necessary capital to invest in farming supplies such as anti-plague treatments, manure, seeds and other items that he needs to improve the land (shown in the photograph) and to sow his crops. Hector is anxious to increase his slaes in order to earn higher profits and offer his family more financial stability.
View original language description ↓
Hector de 44 años de edad es muy amable y trabajador, vive en casa propia con su grupo familiar, El trabaja muy duro en su propia parcela donde siembra maíz; sus productos son de muy buena calidad, comercializa sus productos en los diferentes mercados que están cerca de su lugar de residencia. Hector solicita un préstamo a INTEGRAL para contar con el dinero necesario e invertir en la compra de insumos agrícolas como controles de plaga, fertilizantes, abonos, semillas entre otras cosas que necesita y mejorar el terreno que es el que muestra la fotografía apara realizar sus siembras, él ansía aumentar sus ventas para poder percibir mayores ganancias y darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 698
    View loans »
    El Salvador Loans Fundraising
  • $29,661,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Hector Eduardo to buy anti-disease chemical, fertilisers, manure, seeds and to improve his land.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 4, 2014
Apr 16, 2014
Currency Exchange Loss:
May 17, 2015