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Jose Ancelmo
José is 41 years old and lives in his own house with his family. José makes a living growing corn and has now been working in farming for a number of years. This has given him a lot of experience, allowing him to grow the best harvests. José sells his products in the areas around his community. He has many customers who prefer José for the high quality, affordable prices and, above all, the good service. José needs to invest in his business and so is applying for a loan that will allow him to buy seeds, anti-insect chemical, weed-killers and more. José has a good credit rating from acquaintances and is very responsible. He assures us that he will be able to pay off his loan within the established time frame and is also confident that he will be able to bring more financial stability to his household.
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Jose de 41 años de edad vive junto a su familia en casa propia, el se dedica al cultivo de maíz, tiene varios años de trabajar en la agricultura y eso le ha regalado mucha experiencia que le permite obtener las mejores cosechas, sus cosechas las comercia en los alrededores de la comunidad, ya tiene mucha clientela que lo prefieren por la calidad, los buenos precios y sobre todo por el buen servicio; el necesita invertir por eso le solicita un crédito que le permita comprar semillas, insecticida, herbicida, etc. Jose tiene buenas referencias de pago por parte de sus conocidos, y es muy responsable, asegura que podrá cancelar la deuda en el periodo establecido y a la vez confía que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 456
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Jose Ancelmo to buy seeds, weed-killers, anti-insect chemicals and other goods.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 5, 2014
Apr 16, 2014
Currency Exchange Loss:
Apr 17, 2015