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Eliza, the mother of a 14-and 11-year-old wants to invest in an irrigation system. Due to the heavy rain on the day of the interview, it was almost impossible for her to be photographed on her land, so she choose to have the photo taken on the veranda of her family house. The activity that she has been practicing for a long time now has been arboriculture, in particular, apple orchards.

Eliza and her family live in a field area. Her village has a very cold climate during the winter and very hot in the summer. The village is known for the beautiful scenery and for the cleanliness of the streets built with cobblestones. In the center of the village a cinema has been built. Residents of this village plant quantities of wheat, potatoes, beans, tomatoes, onions and red peppers. Pears, plums and apples are some of the orchards that households grow the most.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 15
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 102.1
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,450 helped Eliza to buy an irrigation system.
56% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 3, 2014
Apr 8, 2014
Currency Exchange Loss: