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Philomène A. has been a retailer for over five years selling outfits and ready-to-wear clothing, in Danyi, a village located about 175 km from Lomé, the Togolese capital. Philomène is 42 years old, married, and the mother of four children, three of whom are still in school. For three years now, she has been in this business, which remains her principal source of income. This is why she would like to expand her business by buying much more merchandise, which will increase her sales and therefore her profits in order to meet the needs of her children better.
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Philomène A. est revendeuse depuis plus de 5 ans, des habits et prêts-à-porter, à Danyi, un village situé à environ 175 kilomètres de Lomé, la capitale togolaise. Agée de 42 ans, Philomène est mariée et mère de 4 enfants dont trois sont toujours sur les bancs de l’école. Elle exerce cette activité depuis 3 ans et demeure sa principale source de revenu. C’est ainsi qu’elle souhaite améliorer la capacité de son commerce en achetant beaucoup plus de marchandises, ce qui augmentera ses ventes et par conséquent ses profits afin de mieux répondre aux besoins de ses enfants

Additional Information


FECECAV is a cooperative union registered in 1997. Its mission is to serve the financial needs of local people who have been excluded from the traditional financial system. It serves more than 50,000 members in the Plateau and Maritime regions of Togo. FECECAV is a not-for-profit organization.

About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $9,020,550
    Funds lent in using Kiva
  • 481.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Philomène to buy outfits, ready-to-wear clothing, and 'pagnes' for retail sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 2, 2008
Oct 18, 2008
Currency Exchange Loss:
Dec 15, 2009