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Update on Sonja

Sonja wants to thank all of the lenders for the previous loan which has helped her to buy agricultural machinery. The tools and machinery that were purchased have been used to plow the land of their neighbors for a fee. This has helped to improve their living conditions.

She and her husband are still involved in the same business, and they were very satisfied with the first Kiva loan. Sonja is now requesting a second loan in the amount of 1,500 EUR to purchase new additional tools for their tractor. The loan will again help her to work more effectively and efficiently and be able to again increase their income.

Sonja is very grateful to Kiva lenders for the financial support given to help her family

Previous Loan Details

Sonja is from Kosovo. She lives in a small village in a Serbian community. She is married and is a mother of four children, ages 9 to 18 years old. All four of her children attend school. Her husband receives a pension from the company that he used to work for before the war. Now, Sonja works ... More from Sonja's previous loan »

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,075 helped Sonja to purchase new additional tools for the tractor.
86% repaid
Repayment Term
30 months (Additional Information)
Repayment Schedule
Mar 28, 2014
Apr 8, 2014
Currency Exchange Loss:
This photo was used before for a previous loan for Sonja. It was first posted on Kiva on Aug, 2012. Learn More