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This is the 37 year-old Shpresa or ‘Hope’ in English. She wants to buy a replacement part for her husband's tractor, that he uses it to make his own income.

Shpresa does horticulture and sells the products to wholesale buyers. She’s got plenty of cherry and apple orchards and grapevines. As for livestock, Shpresa has one dairy cow with a calf and she sells raw milk to a nearby dairy farm.

Shpresa is a married mother of three children, ages 14, 10 and 5. They live in a hilly village with a very cold climate that is and not very supportive of agriculture. However, villagers find their own ways to plant veggies and other crops to cover for their basic needs. Cows, sheep and goats are the preferred animals of almost every villager.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 10
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 102.1
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,975 helped Shpresa to buy replacement part for her husband's tractor.
68% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Mar 31, 2014
Apr 8, 2014
Currency Exchange Loss: