Check out some available loans that are similar to this one!
Shree Ram Group
In this Group: Aruna, Basumati , Budari, Dileswari , Jyosna, Kamala, Rupakanti, Sanjukta, Sasmita, Sita, Subidha, Supan
Rupakanti is a married woman who is 30 years old and lives in a remote village called Thakapali in the Bolangir district of Odisha, India. The lady sitting in the front of the photo with her hand raised is Rupakanti. She lives with her six-member family including her husband, two sons (8 and 6 years old) and two daughters (10 and 4 years old). She is very energetic, hard working and enthusiastic and always devotes her time to get her family ahead.

Rupakanti has been doing a milk business with her husband in her village for the last five years to maintain her family. Initially she started the business with a low profile and limited investment and purchased a cow. Gradually, she expanded her business and added one cow every year. In 2014, Rupakanti along with 11 other members of her village formed a group and took a loan of Rs 16,000 each from Mahashakti Foundation for the development of their businesses. This is the first loan for her group. Now she is earning 5,000 INR per month from her business, which is very scant to manage her big family. To add some extra income, her husband is doing some seasonal business in his village. With this loan, she has purchased a cow for selling of milk, thereby increasing her income. Rupakanti has a long cherished desire to build a permanent house for her family.

The other 11 members of her group are doing a milk business, goat rearing, hotel, grocery shop, tailoring, etc.

Additional Information

More information about this loan

Mahashakti Foundation focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for women living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About Mahashakti Foundation

Mahashakti Foundation is a public charitable trust that provides microfinance and development services in the low-income state of Odisha. Operating in the poorest region of India, the organization strives to serve rural communities, tribal groups and others living on less than USD$1 a day. In addition to microcredit, it also provides micro-savings and micro-insurance products, as well as business development, health, water and sanitation, and food security services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 7
    View loans »
    India Loans Fundraising
  • $6,682,200
    Funds lent in using Kiva
  • 59.9
    India Rupees (INR) = $1 USD