A loan of $925 helped to buy cows.

Gulmira's story

Gulmira is 36 years old, married and together with her husband, is raising three children. Her oldest son attends school, her younger sons are still toddlers. All of the members of her family actively help her with her farming. Her husband also offers services tilling land. Gulmira has a secondary education. As the main source of income for her family, Gulmira practices livestock breeding and crop farming. She started this business in 1997 with 10,000 som (KGS). Thanks to Gulmira's hard work, she currently has 3 milk cows and 10 sheep on her farm. She also sells milk from the cows. Her monthly cumulative income is 15,000 som (KGS). For the purpose of further developing her business, Gulmira turned to Microfinance Bank "Bai Tushum." She is requesting a loan to buy cows and a portion of the loan will be used for spring sowing work. Gulmira plans to invest the earnings from the loan in the further acquisition of livestock and to get a good harvest. She also intends to save money for her for her sons' future education.

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Translated from Russian by Kiva volunteer Hilary Hemmings

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