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Gulmira is 36 years old, married and together with her husband, is raising three children. Her oldest son attends school, her younger sons are still toddlers. All of the members of her family actively help her with her farming. Her husband also offers services tilling land. Gulmira has a secondary education. As the main source of income for her family, Gulmira practices livestock breeding and crop farming. She started this business in 1997 with 10,000 som (KGS). Thanks to Gulmira's hard work, she currently has 3 milk cows and 10 sheep on her farm. She also sells milk from the cows. Her monthly cumulative income is 15,000 som (KGS). For the purpose of further developing her business, Gulmira turned to Microfinance Bank "Bai Tushum." She is requesting a loan to buy cows and a portion of the loan will be used for spring sowing work. Gulmira plans to invest the earnings from the loan in the further acquisition of livestock and to get a good harvest. She also intends to save money for her for her sons' future education.
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Гульмире 36 лет, замужем, вместе с супругом воспитывают 3 детей. Старший сын учится в школе, младшие дошкольного возраста. Все члены семьи активно помогают по хозяйству. Супруг также предоставляет услуги по обработке земли. У Гульмиры- среднее образование, в качестве основного дохода для своей семьи Гульмира занимается животноводством и полеводством , стартовав в 1997 году, с 10,000 сомов (KGS). Благодаря упорному труду Гульмира на сегодняшний день имеет 3 дойные коровы, 10 овец, также занимается продажей молока. Ежемесячный совокупный доход составляет 15,000 сомов (KGS). В целях дальнейшего развития своего хозяйства, Гульмира обратилась в Банк "Бай-Тушум" за кредитом для покупки коровы и часть кредита пустить на весенне-полевые работы. Доходы от кредита Гульмира хочет вложить в приумножение количества домашней скотины, сбор хорошего урожая и планирует накопить средства на дальнейшее образование сыновей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 54.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Gulmira to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Apr 9, 2014
Currency Exchange Loss:
Apr 17, 2015