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Hernán, age 28, is a responsible and humble person. He provides tire services in the city of Monteagudo. He does not have financial dependents, and he rents where he lives. His main business activity is volcanized patching for different vehicles and motorcycles. He starts very early, and he works all year in order to be able to have better earnings and living conditions. He works arduously in order to cover the expenses for food, clothing, basic services, and those incurred by his household.

He does not have many financial resources. He currently needs a loan to be able to invest in a new business as a second business activity. He really needs it to complement his work and succeed in life. Moreover, he will manage to improve his quality of life, and he will be able to cover the expenses that come up.
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El señor Hernán es una persona responsable y humilde, tiene 28 años de edad, se dedica a la prestación de servicios de gomería, se encuentra en la ciudad de Monteagudo, no tiene dependientes económicos y vive en alquiler, sus principal actividad es el parchado vulcanizado de las diferentes movilidades y motocicletas, lo realiza durante todo el año desde muy temprano, para así poder tener mejores ingresos y condiciones de vida. Trabaja arduamente para cubrir los gastos de alimentación, ropa, servicios básicos y otros gastos en los que incurren en su hogar. Como no tiene muchos recursos económicos, actualmente requiere un crédito para poder invertir en un nuevo negocio, como segunda actividad, ya que es muy necesario para complementar su trabajo y superarse en la vida, así mismo lograra mejorar su calidad de vida y podrá cubrir los gastos que se le presentan.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.


About Bolivia

  • $5,500
    Average annual income
  • 145
    View loans »
    Bolivia Loans Fundraising
  • $36,366,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
A loan of $1,475 helped Hernan to invest in a new business.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 7, 2014
Apr 15, 2014
Currency Exchange Loss:
May 15, 2014