A loan of $1,425 helped to buy pants, tops, t-shirts, sandals, and groceries.


María Isabel's story

Every two weeks in the city of Portoviejo, the capital of Manabí, known for many years as the city of the Royal Tamarind trees, the members of the Virgen de Monserrate credit group meet.

This is where Señora María lives. She is 32 years old and has a common-law relationship. From that relationship she has a 7-year-old child who is a student in school. Her partner is a baker.

Doña María is a woman who likes to work in order to feel independent. With her earnings she can get her things and give her child the best. She works selling clothing and sandals by catalog. She works every day, more often than not in the mornings because at that time of day it is easier to make her rounds. Her approach is door-to-door and special orders. She offers credit and makes collections weekly. She has had her business for five years; she began it with the first loan that she took out with the group. She is also giving part of her loan so that her partner can use it in his bakery, where she also works making bread.

She is going to use this loan to buy more merchandise such as pants, tops, t-shirts, sandals, and ingredients for making the bread. She has been in her credit group for five years, and she likes it because it is how she started her business. Her dream is to give the best to her child.

Translated from Spanish by Kiva volunteer Patricia Patton


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