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Benjamin Group
In this Group: Katshuva, Mitimwe, Kanefu, Valentine, Shamavu, Mwadawa, Kingombe
Mwadawa is a brave merchant, member and president of the Benjamin business group. An experienced entrepreneur, she is 51 years old, married, and a mother of eight children, of whom six go to school and two are married. Her husband is retired.

Mwadawa sells various clothing (pagnes [bright, colorful fabric]). She displays her goods in a shop in commercial area. She started this business 22 years ago with funds from her older sister.

With this new loan she is going to buy 150 lengths of pagne.

Mwadawa hopes to build a nice house and educate, feed, and clothe her children.

Finally, Mwadawa strongly thanks Hekima for their support of female entrepreneurs, who lack access to traditional financial services, especially during this time of conflict in the eastern part of the country.
View original language description ↓
La cliente Mwadawa est une brave commerçante, présidente et membre d’un groupe solidaire «Benjamin», senior entrepreneur, âgée de 51 ans, mariée et mère de 8 enfants qui 6 étudient et 2 autres sont mariés. La cliente est une vendeuse des divers habillements (Pagnes). Elle étale sa marchandise dans un magasin du quartier commercial. Elle commença ses business avec de fonds reçu de sa grande sœur. Son conjoint est un retraité. Il y a 22 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 150 pièces de pagnes. Ainsi, elle souhaite construire une belle maison, scolariser, vêtir et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout; pendant ce moment critique post conflits à l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,474,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Benjamin Group's $8,500 loan helped a member to buy 150 lengths of pagne [bright, colorful fabric].
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 6, 2014
Apr 17, 2014
Currency Exchange Loss:
Oct 18, 2014