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Dzhenishkul is 41 years old, married, and has three children. Dzhenishkul has a secondary-specialized education. She is characterized as a responsible, motivated and considerate person. Her husband and children help her with her business. Her family is very close-knit; they have good relationships with each other. As an additional source of income for her family, Dzhenishkul practices livestock breeding and crop farming. She started this business in 2000 with 40,000 som (KGS). Thanks to Dzhenishkul's hard work, she currently has 2 milk cows, 2 bull calves and 20 sheep and 1 horse on her farm. She also has a 1.14 hectare plot of land on which she grows beans. Her agricultural business brings in about 10,000 som (KGS) per month, which serves to cover the family's food expenses and everyday needs. For the purpose of further developing her business, Dzhenishkul turned to Microfinance Bank "Bai Tushum." She is requesting a loan to buy cows. Dzhenishkul plans to invest the earnings from the loan to further expand her business. She also wants to marry of her oldest son and build him a house in the future.
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Дженишкул 41 год, замужем, имеет троих детей. Дженишкул имеет средне-специальное образование. Ее характеризуют как ответственного, целеустремленного, и доброжелательного человека. Супруг и дети помогают по хозяйству. Семья очень дружная, отношения в семье очень хорошие.Дженишкул в качестве дополнительного дохода для своей семьи, с 2000 года занимается животноводством и полеводством, начав этот бизнес с 40,000 сомов (KGS). Благодаря упорному труду Дженишкул в хозяйстве имеет: 2 дойная корова, 2 бычка и 20 овец, а также имеет земельный надел размером 1,14 Га, на которой выращивает фасоль. Ее сельхоздеятельность приносит около 10,000 сомов (KGS) в месяц, что служит основой для покрытия расходов на питание и бытовые нужды семьи. В целях дальнейшего развития своего хозяйства, Дженишкул обратилась в Банк «Бай –Тушум» за кредитом на покупку коров. Доходы от кредита Дженишкул планирует вложить в дальнейшее увеличение своего хозяйства, а также, в будущем хочет женить старшего сына и построить ему дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 37
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,538,475
    Funds lent in using Kiva
  • 54.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Dzhenishkul to buy cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 12, 2014
Apr 8, 2014
Currency Exchange Loss:
Dec 17, 2015