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Razia is a 33-year-old married woman. She is helping her family by providing tailoring services in her community, and her business earns enough to lead a decent life. She is very knowledgeable about stitching techniques. Her regular customers are her neighbors and the local community. To help her continue operations of her business, she requested a loan of PKR 40000 to buy threads in different colors and packs of zippers and buttons, in order to meet increasing demand. In addition to repaying the loan, she will use part of the revenues for personal expenses.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 262
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Razia to buy threads in different colors and packs of zippers and buttons.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 10, 2014
Apr 6, 2014
Currency Exchange Loss:
May 17, 2015