A loan of $575 helped to pay for tools and materials for making pastries.


Sarine's story

Sarine is from Ijevan town where she lives with her 7-year-old daughter. She is a mother of three sons as well, and her youngest son currently serves in the army and the other two are migrant workers in a neighboring country with their father. As a hardworking mother of the family, Sarine herself has been running a small start-up business. She makes pastries and sells them locally. Due to her talent for making very tasty cookies and pastries, she receives a lot of orders during a month. Now Sarine has applied for this loan in order to be able to purchase some tools and materials needed for her work. She has been approved for a loan within the framework of a new joint initiative between Kiva and SEF International. The start-up loan program provides business start-up loans with favorable conditions to informal businesses that do not have access to credit products.



Loan details


Lenders and lending teams



Loan details