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Sk Sk Mandiasuni Shg Group
In this Group: Bini, Basanti, Sankuntala, Sar, Pramila, Rina, Basanti, Lilita
Bini is a 38-year-old lady with four children. She lives in a small village called Chheliapada in Jajpur district of Odisha, India with her husband and her children. A few years back, she started growing vegetables and paddy rice. She grows different types of vegetables in her field, depending upon the demand of her customers and the season.

The group is requesting a loan of 80,000 INR. Bini will use her part to buy more supplies such as fertilizers, seeds, manure, etc. With this investment, she will expand her business so that she can generate more income and improve the quality of life for herself and her family. She is part of a group of eight members, all of whom are women who live in the same community. They named their group SK SK Mandiasuni Self Help Group, and it is located in the Jajpur district of Odisha, India.

Additional Information

More information about this loan

This loan is specifically designed for People's Forum's vulnerable clients, including family members of leprosy patients, people who are physically challenged and third gender individuals. By funding this loan, you are supporting low income individuals in India who are excluded for gender or health reasons. 

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 118
    View loans »
    India Loans Fundraising
  • $6,155,000
    Funds lent in using Kiva
  • 60.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Sk Sk Mandiasuni Shg Group's $1,325 loan helped a member to purchase fertilizers, seeds, manure, etc.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 13, 2014
Apr 6, 2014
Currency Exchange Loss: