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Meyling Raquel
Mrs. Meyling is 31 years old, with two beautiful children that are studying. She lives in a neighborhood called Villa Liberta in the capital of Managua. Her husband works in a customs-house as a technician in a cellar. She sells ornaments of gold and silver. She also sells a lot of cosmetics because of the variety of beautiful and accessible styles. She sells these to her clients by cash or on credit, paid fortnightly. She has three years of experience in this business, which began with loans from community banks. It has been a great help for her economic well-being. She is requesting this loan so that she can buy ornaments of gold and silver, since a good season for her sales is coming. In the future, she wants to have a fixed location on a central street where she can capture more clients and offer her products. She also wants to buy her own house, because she lives with her mother now, and her desire is to have a dignified home for her family.
View original language description ↓
Doña Meyling tiene 31 años de edad, con dos hermosos hijos que estudian, habita en un bario que se llama Villa Liberta en la capital de Managua, su esposo trabaja en una institución de aduana como técnico en bodega, su negocio es la venta de prenda de oro y prendas de plata, también vende cosméticos que son productos que se venden bastantes por su variedad de estilo, bonitas y accesibles a los cliente vende al contado y al crédito de la quincena, en este negocio tiene tres años de experiencias, inicio con prestamos en bancos comunales, pues ha sido de gran ayuda para su bienestar económico. Con la solicitud de préstamo es para comprar prendas de oro y plata ya que viene la temporada buena en las ventas. A futuro es tener un local fijo en una avenida central donde pueda captar mas clientes y ofertar sus productos, también desean comprar su propia casa ya que donde están es donde la mama y su anhelo es tener una vivienda digna para su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 19.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Meyling Raquel to buy ornaments of gold and silver.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 30, 2008
Oct 15, 2008
Currency Exchange Loss:
Jul 15, 2009