Juan, 49, and his two children live with an uncle. He has grown maize and beans for many years and his experience has taught him a thing or two about farming. He sells his crop in local grain markets and uses the earnings to cover the family's expenses. Juan is applying for a loan that he will use to buy the supplies he needs for his next crop. He needs fertilizers, herbicides and other supplies to prepare the land--the land pictured in Juan's photo--for planting. The investment will improve his chances for a good harvest and, in turn, a better family income.
Juan de 49 años de edad vive en casa de un tio con sus dos hijos, él se dedica al cultivo de maíz y fríjol desde hace varios años y eso le ha dado la experiencia necesaria para asistir sus cultivos, sus cosechas las comercializa en los mercados de granos básicos, con las ganancias que obtiene de sus ventas logra solventar los gastos de su hogar. Juan solicita un crédito para poder mejorar el terreno donde piensa hacer su siembra que es el que muestra la fotografía y comprar los insumos necesarios como fertilizantes, herbicidas, abonos, entre otras cosas para tener buenas cosechas y asi el pueda obtener mejores ganancias para darle a su familia una mejor estabilidad económica
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.