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Karla Vanessa
Karla is 38 years and is the single mother of two school-aged children. She has a college degree in international relations, but due to a lack of employment she started a small grocery store business, thanks to her mother's support. This is the first loan she has requested to invest in buying basic products for the business and in this way she will be able to offer more products to her customers.
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Karla, tiene 38 años de edad, es madre soltera de 2 hijos en edad escolar, ella es Lic. en relaciones internacionales pero, por la falta de empleo empezó con el pequeño negocio de pulpería, gracias al apoyo de su madre. Este es su primer crédito que solicita para invertir comprando productos básicos para el negocio y así poder ofertar más productos a su clientela.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Karla Vanessa to buy basic grains, dairy products, meats, cereals, vegetables and oil, among other items.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 14, 2014
Apr 13, 2014
Currency Exchange Loss:
Mar 17, 2015