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Ellery Concepcion
Youth, divine treasure, you leave never to return! When I want to cry, I don't cry. And sometimes I cry without wanting. The heavenly story of my heart has been diverse. I was a sweet girl, in this world of grief and sorrow. With these majestic words, Señorita Ellery López, 28 years old and resident of the capital city Managua, welcomes us and explains her next goal to us - to graduate with Honors from her current Higher Education studies. She is a young girl who works exceptionally at her studies.

She is asking for a loan to pay her graduation fees and move forward, appreciating that the loan will be a great help to her as she will be able to see the fruits of the effort she has been putting in for many years. Her plans for the future are to continue studying in order to obtain a postgraduate degree, then to apply all of her learned knowledge in a post in a particular company and in turn to be able to help her family.
View original language description ↓
Juventud, divino tesoro, ¡ya te vas para no volver! Cuando quiero llorar, no lloro. Y a veces lloro sin querer. Plural ha sido la celeste historia de mi corazón. Era una dulce niña, en este mundo de duelo y de aflicción; con estas majestuosas palabras la Señorita Ellery de 28 años de edad, residente de la Ciudad, Capital Managua, nos da la bienvenida y nos expone su meta próxima a realizar la cual será graduarse con honores de sus actuales estudios superiores, ella es una joven que se dedica a sus estudios de manera excepcional; solicitando un crédito para realizar su curso de titulación y salir adelante; estimando que el crédito a solicitud le será de mucha ayuda ya que podrá ver los frutos, esfuerzos que ha venido cosechando durante muchos años; obteniendo como planes a futuros seguir estudiando para obtener un post-grado, aplicando todos sus conocimientos aprendidos en un puesto de una determinada empresa y poder sacar adelante a su familia.

Additional Information

More information about this loan

This loan is part of MiCredito’s higher education program, Educredit, which offers financing for tuition and educational supplies to everyone from high school students to graduate students. Without this support, it is unlikely these students would otherwise be able to afford their studies. MiCredito provides these loans at a lower interest rate than typical business or consumer loans and offers students flexible repayment plans. 

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Ellery Concepcion to be able to graduate and move forward.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 11, 2014
Apr 22, 2014
Currency Exchange Loss:
Apr 19, 2015