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Shazia's Group
In this Group: Shazia, Suraiya, Sabra, Chanda, Nusrat, Shama
Shazia baji is the wife of L. M. and lives in a small town named Bund Road of Lahore, Pakistan. She has been living in this town for the last 11 years. She is the mother of two daughters who are both in kindergarten. Shazia baji's husband has a scrap business. He has been in this business for the last 20 years. Shazia baji is a housewife and prefers to do household work and take care of her family. She successfully repaid her two loans from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to buy more scrap (plastic bottles, iron and waste papers) for her husband's scrap business.

Shazia is joined in her group loan by a few more members. Suraiya baji wants a loan to buy more scrap (plastic, iron) for her scrap business. Sabra baji and Shama baji each want a loan to buy clothes to resell. Chanda baji wants a loan to buy cosmetics to resell. Nusrat baji wants a loan to buy spices to refill in small bags and packets and to sell in markets and shops.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 222
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 78.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shazia's Group's $1,300 loan helped a member shazia would like to buy scrap for her scrap business and the other women in the group would like to support their businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 31, 2008
Oct 16, 2008
Currency Exchange Loss:
Dec 2, 2009