A loan of $975 helped to buy more cosmetics and clothing.


Shogher's story

Shogher is from Kapan and she lives with her only child, Eva, who is 13-years-old. Shogher has been involved in a retail cosmetics and clothing business for four years. She is a hard worker and is very nice to her customers. Now Shogher is asking for a loan. She would like to buy more cosmetics and clothing to sell to her customers, in order to meet the demand for her products. Shogher has been approved for a loan within the framework of a new joint initiative between Kiva and SEF International. The start-up loan program provides business start-up funds to people who do not have access to credit products.



Loan details


Lenders and lending teams




Loan details