A loan of $1,450 helped to pay for tools and materials needed for providing hairdressing service.


Ani's story

Ani lives with her father in Kapan town. She is a hairdresser. Two years ago she rented a small space in one of the local beauty salons. Due to her hard work, Ani was able to gather a number of loyal clients who value the quality of work that she provides.

Ani has now applied for this loan to be able to purchase tools and materials needed for providing hairdressing service. This will be a big support for Ani and her work, letting her make her work more effective.

Ani has been approved for a loan within the framework of a new joint initiative between Kiva and SEF International. The start-up loan program provides business start-up loans with soft conditions to informal businesses that do not have access to credit products.



Loan details


Lenders and lending teams



Loan details