A loan of $150 helped to purchase a dairy cow.

Sumati's story

Sumati is a 26-year-old woman. She is married and a mother of two children (one son and one daughter). She lives in the small village of Magurmari in the district of Jalpaiguri with her children and husband. Her husband Naresh, 44 years old, is a farmer by profession. Both Sumati and her husband are illiterate and can only sign their names. One of their children is in grade five.

They have ancestral land where her husband grows vegetables. He sells the produce to the local people. He is the main source of income for the family, but his income is hardly enough to provide food for the family in the present situation where the prices of essential commodities are going up by leaps and bounds. In order to provide additional income, Sumati is engaged in animal husbandry. She has one dairy cow. She feeds the cow and sells milk at local markets. Sumati wants to expand her business by selling more milk by purchasing one more cow, but she does not have enough money.

Sumati requested a loan from BJS to purchase a dairy cow. She hopes to get additional profit as more cows means more milk. Sumati plans to invest the earnings from the loan to increase the number of domestic livestock and save money to make a concrete-made house for their own use.

She is grateful to both Kiva and BJS.

Loan details

Lenders and lending teams

Loan details