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Little Seed Preparatory School (D) Group
In this Group: Chongcha, Boinu, Sagolsem, Ibecha, Nemneithem, Hechin, Veineichong
Loving and hardworking mother Chongcha says that life is tough for her, but she would do anything to have a stable home for the children. Chongcha and her son are pictured with their hands raised. She is 32 years old and a mother to two children. She works in a private school as a teacher, and apart from teaching, she gives private tuition at home after school. Her husband is a daily wage earner, and his income is undependable. As it is very difficult to run the family with just 2,500 INR per month salary, Chongcha gives extra private tuition at home in order to have more cash flow in the family.

Her eldest son is in junior level, and her youngest son is still in preparatory. Chongcha says her children are very brilliant and she has high hopes, for which reason she is investing all her time and effort to bring up her children to become what they wish to be in life.

As she could not afford to pay all the expenses for her child’s education, she is requesting a loan from Kiva to give her financial assistance to pay for her son’s admission fees, textbooks and other necessary expenses for schooling. Like other mothers, she also wishes to provide her children a decent education and career.

She thanked Kiva for being so generous and helpful.

Additional Information

More information about this loan

This loan is part of WSDS's education program, designed to finance school expenses such as tution, books, stationary, transportation and fees for students from poor and low income families. Funds can be used for partial or complete payment of school expenses. By supporting this loan, you're enabling access to education for students with limited options.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 114
    View loans »
    India Loans Fundraising
  • $6,155,000
    Funds lent in using Kiva
  • 59.9
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Little Seed Preparatory School (D) Group's $775 loan helped a member to pay for her son's admission fees, textbooks, stationery and other necessary annual expenses for the academic year 2014.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Mar 13, 2014
Apr 4, 2014
Currency Exchange Loss: