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Faik lives under bad conditions due to the fact that his family home is very old and not maintained properly. All of his family are afraid that their house will collapse soon should it not be repaired quickly.

Faik has one dairy cow and three sheep from a good breed that produce more milk compared to other breeds of sheep. He’s also got grapevines and plants in large quantities, beans mainly, to dry for winter. Faik and his family live in a village where the winters are long and the weather is extremely cold. The drinking water comes from natural resources. Villagers here are known for their hospitality.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Albania

  • $10,700
    Average annual income
  • 6
    View loans »
    Albania Loans Fundraising
  • $3,213,425
    Funds lent in using Kiva
  • 101.6
    Albania Leke (ALL) = $1 USD
A loan of $1,000 helped Faik to repair his rundown family home.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 31, 2014
Apr 3, 2014
Currency Exchange Loss:
May 3, 2014